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Money is a complicated matter.  We may use it in many aspects of our lives, and we may feel that we can have a handle on some parts of it, but a lot of our big financial decisions may seem as though they are beyond our control. I’m talking about things like mortgages, car financing, savings, and things like that – there are a lot of elements to each of them, and a lot of things change over time.

I decided that I was going to blog about money way back in 2014, because even since I was a teenager, I had been amassing a whole list of different ways that people can boost their budget through simple online tasks. As well as making money, I felt that I was quite good at saving money in those days. I was very much averse to spending money, from my days literally having to avoid paying for the school bus so I could get by.

What I soon realised what there were people that were a lot more qualified than I was to discuss money savings. I was just sharing the things I was doing based on my personal circumstances, but hadn’t considered exactly how personal that was to me. I didn’t know anything about ISAs, never mind how to plan for retirement.

The more I discovered about blogs within the industry, the more I realised what my lane was and where I could take it. Once you understand your position, it’s a lot easier to work around it. I was trying to do too much; trying to wrangle my head around topics that I had only read about online and hadn’t even involved myself with in real life. I wasn’t going to engage anyone if I followed that path. 

Thankfully, there are experts that go out of their way to ensure that as many people as possible are educated about money and know best about how to manage their financial lives. They ensure that you are given up-to-date information about how to put yourself in the best position when it comes to important financial matters.

For instance there’s Pigly, which has extremely helpful resources such as a range of calculators like for a savings goal timeline or a specific one like for your college tuition costs.

Pigly's saving goal calculator

If it wasn’t for Money Saving Expert and its forum, I wouldn’t have even discovered this online world where people share money-related insights and personal stories about cutting down costs, paying off debt and building up savings in every way possible.

On the other end of the scale, there are personal blogs like KatyKicker’s which remind me how to live well without spending beyond my means. These ones are great to dip in and out of whenever I feel like I need motivation to change my habits.

Collectively, online resources like this – which I read when I was younger, and I continue to see popping up all the time – have made me realise that it’s not my area of expertise. It actually makes me enjoy reading them more, as I don’t feel as though I’m missing out by not writing anything in this area at the moment.

I have a lot of different blog plans, some of which involve Probably Busy and many of which involve making brand new platforms. One day I may get around to making a platform that discusses how best to manage your finances, but it’s not going to be until I’m able to actually live it myself first. I’ve learned that I can only really follow through with projects if I love them and, at the moment, many money matters are a headache.

Chiino